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A
Acceleration Clause
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Attorney-in-fact
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B
Balance Sheet
Balloon Mortgage
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Bankrupt
Bankruptcy
Before-Tax Income
Beneficiary
Bequeath
Betterment
Bill of Sale
Binder
Biweekly Mortgages
Biweekly Payment Mortgage
Blanket Insurance Policy
Blanket Mortgage
Bona Fide
Bond
Breach
Bridge Loan
Broker
Budget
Budget Category
Building Code
Buydown Account
Buydown Mortgage
C
Call Option
Cap
Capacity
Capital
Capital Expenditure
Capital Improvement
CD-Indexed (Certificate of Deposit) ARMs
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Chattel
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Co-Maker
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Condominium
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Contractor
Conventional Mortgage
Convertibility Clause
Convertible ARM
Cooperative (co-op)
Cooperative Corporation
Cooperative Mortgages
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Corporate Relocation
Cost of Funds Index (COFI)
Costs for Settling Into Your Home
Covenant
Credit
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D
Debt
Deed
Deed of Trust
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Department of Veternas Affairs (VA)
Deposit
Depreciation
Discount Points
Detached Single-Family Home
Direct Leveraging Loan Program
Down Payment
Dower
Due-on-sale Provision
Due-on-transfer Provision
Deed-in-Lieu
E
Equal Credit Opportunity Act (ECOA)
Earnest Money Deposit
Easement
Effective Age
Effective Gross Income
Eminent Domain
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Encumbrance
Endorser
Equity
Errors in Credit Report
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Escrow Account
Escrow Analysis
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Escrow Payment
Establishing a Credit Report
Eviction
Examination of Title
Exclusive Listing
Executor
F
Fair Credit Reporting Act
Fair Market Value
Fannie Mae (FNMA)
Federal Housing Administration (FHA)
Fee Simple
Fee Simple Estate
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FHA Loans
FHA Mortgage
Final Walk-Through Inspection
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First Mortgage
First and Second Mortgages
Fixed Installment
Fixed-Rate Mortgage
Fixed-Period Adjustable-Rate Mortgages
Fixture
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G
General Contractor
Good Faith Estimate
Governmnet Mortgage
Government National Mortgage Association
Grantee
Grantor
Ground Rent
Group Home
Growing-Equity Mortgage (GEM)
Guarantee Mortgage
Guaranteed Loan
H
Hazard Insurance
Home Equity Conversion Mortgage (HECM)
Home Equity Line of Credit
Home Inspection
Homeowner's Insurance
Homeowner's Insurance for Reverse Mortgages
Homeowners' Association
Homeowner's Warranty (HOW)
HomeStyle Construction-to-Permanent Mortgage
HomeStyle Mortgage Loan
Housing Expense Ratio
HUD-1 Statement
HUD Median Income
I
In-File Credit Report
Income Property
Index
Inflation
Initial Interest Rate
Installment
Installment Loan
Insurable title
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Insurance Binder
Insured Mortgage
Interest
Interest Accrual Rate
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Interest Rate Buydown Plan
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InterestFirstSM Mortgage
Investment Property
IRA (Individual Retirement Account)
J
Joint Tenancy
Judgment
Judgment Lien
Judicial Foreclosure
Jumbo Loan
L
Late Charge
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Lease-purchase Mortgage Loan
Lease-purchase Option
Leasehold Estate
Legal Description
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Liability Insurance
LIBOR-based ARMs
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Line of Credit
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Loan Application
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Loan Origination Fee
Loan Terms and Conditions
Loan-To-Value (LTV) Percentage
Lock-in
Lock-in Period
M
Manufactured Housing
Margin
Market Value
Master Association
Maturity
Maximum Claim Amount
Maximum Financing
Merged Credit Report
Modification
Money Market Account
Money Market Fund
Monthly Fixed Installment
Monthly Payment Mortgage
Mortgage
Mortgage Banker
Mortgage Banking Companies
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Mortgage Insurance Premium (MIP)
Mortgage Life Insurance
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Mortgagee
Mortgagor
Multidwelling Units
Multifamily Properties
Multifamily Mortgage
N
Negative Amortization
No Cash-Out Refinance
Net Cash Flow
Note
Nonliquid Asset
Note Rate
Notice of Default
O
Occupancy Date
Offer
Ongoing Costs
One-Year Adjustable-Rate Mortgage
Original Principal Balance
Origination Fee
Other Buyer Costs
Other Contingencies
Other Financial Companies
Owner Financing
P
Planned Unit Development (PUD)
Partial Payment
Payment Change Date
Periodic Payment Cap
Periodic Rate Cap
Permits
Personal Property
PITI
PITI Reserves
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Point
Power of Attorney
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Pre-Qualification
Prearranged Refinancing Agreement
Preforeclosure Sale
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Prepayment Penalty
Prime Rate
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Principal Balance
Private Mortgage Insurance (PMI)
Promissory Mote
Public Auction
Purchase and Sale Agreement
Purchase Money Transaction
Q
Qualifying Ratios
Quitclaim Deed
Qualifying Guidelines
R
Real Estate Settlement Procedures Act (RESPA)
Realtor
Radon
Rate Caps
Rate-Improvement Mortgage
Rate Lock
Ratified Sales Contract
Real Estate Agent
Real Estate Attrorney
Real Property
Recorder
Recission
Recording
Refinance Transaction
Rehabilitation Escrow Account
Rehabilitation Mortgage
Remaining Balance
Remaining Term
Rent Loss Insurance
Rent with Option to Buy
Repayment Plan
Replacement Reserve Fund
Reverse Mortgage Counseling
Revolving Liability
RHS Loans
Right of First Refusal
Right of Ingress or Engress
Right of Survivorship
Rural Housing Service (RHS)
S
Sale-Leaseback
Second Mortgage
Secondary Mortgage Market
Savings and Loans
Secured Loan
Security
Seller Take-Back
Servicer
Seller Versus Buyer Closing Costs
Servicing
Settlement
Settlement Sheet
Single-Family Properties
Six-Month Adjustable-Rate Mortgage
Special Deposit Account
Standard Payment Calculation
Subdivision
Step-Rate Mortgage
Subordinate Financing
Subsidized Second Mortgage
Survey
Sweat Equity
T
Truth-in-Lending
Taxes and Insurance
Tenancy in Common
Tenancy by the Entirety
Tenant-Stockholder
Termite Inspection
Third-Party Origination
Thrifts
Title
Title Search
Title Company
Title Insurance
Total Expense Ratio
Transfer of Ownership
Townhouse
Trade Equity
Transfer Tax
Treasury Index
Trustee
Truth-in-Lending
Two-Step Mortgage
Two-to Four-Family Property
U
Underwriting
Unsecured Loan
V
VA Mortgage
Vested
Veterans Administration (VA)
W-Z
Ways of Obtaining a Loan
What-if Analysis
Wraparound Mortgage
What-if Scenario
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Pat Gregory's Team Gets Results!!
Each Office is Independently Owned and Operated.
Home
|
Pat's Listings
|
Lease/Rentals
|
Lots & Land
|
Commercial Listings
|
Search MLS
|
Buyer/Seller Info
|
Market Analysis
|
Dream Home Finder
|
Meet Pat
|
Contact Pat
|
Meet Pat's Team
|
What our clients say!!
|
Guest Book
|
Mortgage Calculator
|
Real Estate News
|
Community Info/Links
|
City & County Links
|
Local Phone Numbers
|
Local Weather
|
NKY Schools
|
Cincy Schools
|
RELOCATING?
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